Health Savings
Accounts
Discover a new health
insurance option! Combine a tax-favored Health Savings Account
(HSA) and an HSA-eligible health insurance plan to save money
tax-free for healthcare costs! Health Savings Accounts are
great news for Americans!
The U.S. Congress recently passed legislation which makes
paying for medical expenses much more affordable for
consumers. As of January 1, 2004, the new law provides
broad access to Health Savings Accounts, which allow
consumers to pay for qualified medical expenses with
pre-tax dollars (income-tax free!) and save for retirement
on a tax-deferred basis.

HSA-eligible health insurance plans are often less
expensive than other health insurance
plans. eHealthInsurance
has collaborated with the nation's leading
HSA administrators to bring you the highest
quality HSA products available. Find the right
plan for you and get free quotes from our
selection of HSA-eligible plans and apply online.
An HSA is tax-favored savings account that is used in
conjunction with a high-deductible HSA-eligible health
insurance plan to make healthcare more affordable and to
save for retirement. In order to have a Health Savings
Account, you must get an HSA-eligible health insurance
plan. This type of insurance plan is often referred to as a
High Deductible Health Plan, and typically has lower
premiums than plans with lower deductibles.
HSAs are similar to IRAs, but even better:
-
Pre-tax money is deposited each year into an HSA
and can be easily withdrawn at any time with no
penalty or taxes to pay for qualified medical
expenses. Withdrawals can also be made for
non-medical purposes, but will be taxed as normal
income and are subject to a 10 percent penalty if
done prior to age 65.
-
Any HSA funds not used each year remain in the
account, and earn interest tax-free to supplement
medical expenses at any time in the future.
-
Like an IRA, the account belongs to you, not your
employer. But unlike an IRA, your employer CAN
contribute to your HSA.
HSA-eligible health insurance plans are often less expensive
than other health insurance plans.
Find an HSA plan that's right for
you.

Read more about Health Savings
Account...
Health Insurance 'Sherpa': Agent or Broker?Learn about the middlemen who can help lead you through the hills of health insurance.
I'm Paying for What?! Mandated Health Insurance BenefitsThe medical treatments and drugs that your health insurance company must pay for depend a lot on where you live.
Day 2 analysis: The Supreme Court justices debate the health insurance mandateThe Supreme Court hearings on the Affordable Care Act got to the heart of the matter Tuesday morning: Is it constitutional for the federal government to require most Americans to purchase health insurance? The debate was heated at times, meandering at others. We asked our panel of health law professors to help us dissect the arguments.
Arizona eyes new role on health insurance reviewsArizona is one of more than two dozen states challenging the federal health care overhaul, but Republican Gov. Jan Brewer's administration is moving to implement part of the contested law by reviewing health insurance rates to see if they should be labeled unjustifiably high.
Job Prospects, Health Insurance and Student Loans Are Big Worries for College Students and Grads in 2012MOUNTAIN VIEW, CA-- - According to a national survey sponsored by eHealthInsurance , the leading online source of health insurance for individuals and families, this year's college graduates are not likely ...

|